# Real-Time Financial Intelligence for Omnichannel Brands Connect sales from every store and channel, monitor margins by product line, and keep inventory perfectly balanced with real-time financial clarity. Iris gives you the data to expand stores, optimize merchandising, and protect cash as you scale. ## Slow Accounting Keeps Retailers In the Dark For brick-and-mortar and omnichannel retailers, financial clarity determines survival. Waiting on month-end closes leaves shrinkage unchecked, markdowns unoptimized, and capital tied up in slow movers. Iris is a retail finance platform that gives you real-time visibility into store-level profitability, inventory health, and cash position so you can protect margin before it disappears. ### See True Profitability at the Product Level Most retailers guess which products carry the business. Iris doesn't guess. It combines POS data, logistics costs, labor, and occupancy into daily SKU-level profitability across every store and channel so you know which items deserve more shelf space and which quietly drain margin. - Daily SKU-level profitability across all locations - Freight, labor, and occupancy allocated automatically - Margin comparison across stores, regions, and channels ### Track Performance Against Your Retail Plan in Real Time Iris monitors revenue and margin against your retail plan by store, region, and channel daily. When a location slips or a promotion underperforms, you get early visibility and a chance to correct course before the quarter closes and leadership starts asking tough questions. - Daily plan vs. actual by store, region, and channel - Automated alerts when metrics deviate from budget - Promotion and markdown performance tracking in real time ### Measure the Customers Who Actually Come Back Not every shopper is worth the same. Iris breaks down purchase behavior by region, campaign, and customer group to reveal which segments deliver ongoing profit and which only show up during clearance. Stop investing equally in every customer and put resources behind those who come back. - Cohort profitability by region, campaign, and segment - Repeat vs. one-time buyer margin analysis per store - Retention-based customer acquisition cost tracking ### Make Smarter Buys Without Crushing Your Cash Position Iris projects inventory needs with vendor lead times, payment terms, and seasonal demand built in — then ties every purchase order to your 13-week cash flow forecast. Commit to buys knowing how each order will affect your cash position over the coming quarter. - Purchase orders tied to 13-week cash flow forecast - Vendor lead time and payment terms built into plan - Seasonal demand modeling with cash impact analysis # How It Works Iris Finance provides real-time financial insights, daily snapshots of key metrics, P&L tracking, [cash flow planning](https://www.irisfinance.co/blog/achieving-a-(cash)flow-state-the-ultimate-guide-to-13-week-cash-flow-modeling), and AI-powered benchmarking. Effortlessly maximize profits and generate automated reports. Stop Operating in the Dark Gain the insights and clarity you need to start making better financial decisions and grow profit faster. # Built for Every Leader in Retail Store profitability shifts fast. Vendor costs shift faster. Iris equips each team with current financial intelligence so decisions are made on facts, not outdated spreadsheets. ## For Founders & CEOs See where profit is made and capital is trapped across your store fleet. Iris gives retail founders real-time margin trends, store-level P&L, and cash flow forecasts to make smarter expansion and cost-cutting decisions. ## For Finance Directors Close books in hours, not weeks. Iris automates allocations, variance tracking, and margin analysis across locations, producing board-quality financials with accuracy you can defend under scrutiny. ## For Merchandising and Marketing Leaders Promotions shouldn't be gambles. Iris shows the true return on markdowns, seasonal campaigns, and media spend by channel and region so you invest in what lifts sustained profit, not just foot traffic. ## For Operations Leaders Execution has a price tag. Iris ties labor, shrinkage, waste, and logistics costs to individual store performance in near real time so you fix operational drag before it becomes another quarter of lost margin. # FAQ's ## What is retail finance software? Retail finance software is a platform that helps brick-and-mortar and omnichannel retail brands track profitability, manage cash flow, and plan inventory purchases using real-time financial data. Unlike general accounting tools like QuickBooks or enterprise planning systems like Oracle Retail and Anaplan, retail finance platforms like Iris are built specifically for CPG brands that need store-level and SKU-level profitability analysis, daily plan vs. actual tracking, and cash flow forecasting tied directly to inventory and purchasing decisions. ## How does Iris calculate store-level profitability? Iris connects to your POS system, accounting platform, and operational data sources, then automatically allocates costs including freight, labor, occupancy, and shrinkage to individual stores and products. This produces a daily P&L at the store level and SKU level, so you can see exactly which locations and products generate margin and which drain it. Unlike monthly category-level reports from traditional accounting, Iris updates profitability data daily and makes it accessible to every leader on your team. ## Can Iris track profitability across both physical stores and online channels? Yes. Iris unifies data from POS systems, Shopify, Amazon, wholesale accounts, and other sales channels into a single real-time P&L. This means you can compare margin performance across your physical stores, DTC online sales, and wholesale accounts in one view — then understand which channels and products drive true profitability after all costs are allocated. ## Does Iris help retailers plan inventory purchases without overbuying? Yes. Iris ties inventory planning directly to your 13-week cash flow forecast, factoring in vendor lead times, payment terms, and seasonal demand patterns. This means every purchase order decision accounts for both demand signals and your actual cash position so you can commit to buys confidently without tying up too much capital in slow-moving inventory or risking stockouts on your best sellers. ## How quickly can a retail brand get started with Iris? Most retail brands are fully set up with live dashboards and a real-time store-level P&L within minutes of connecting their data sources. Iris has native integrations for POS systems, Shopify, QuickBooks, NetSuite, and other retail platforms. There's no data engineering required, no implementation consultants, and no multi-month onboarding. You connect your tools and Iris starts generating financial insights immediately. # Ready to See Every Store's True P&L? Stop waiting for month-end closes. Iris gives retail brands real-time profitability, margin tracking, and cash flow forecasting so you make decisions daily, not quarterly.